8 Simple Ways To Multiply Your Net Worth

How to go from paycheck to paycheck to living on one income

Your net worth is the value of what you own minus whatever you owe.

When Taylor and I got married in October of 2014, we had over $61,000 worth of debt and only a few thousand dollars saved.

This meant that our net worth was negative.

Thankfully, we both agreed to a smaller wedding and didn’t take on any additional debt for it, however, the car payments and credit card bills we already had were keeping us from thriving financially.

Now here we are 3.5 years later and our net worth has grown by more than $150k and we’re on track to being completely financially independent in our early 40’s.

Here’s how we went from one emergency away from being financially devastated to being on track to walking away from our careers for good.

Father’s Day Gift Ideas That He’ll Love

Father's Day Gift Ideas That Are Cheap And Can Be From A WIfe, Kids, or Anyone Else

Father's Day Gift ideas from kids, wives, and family.

Last minute Father's Day gift ideas for those looking to save money

Since I’m a first-time Dad this year, I decided to give you all a list of things that I personally think other Dads would find useful and awesome.

Two facts about me when it comes to gift-giving:

  1. I always buy at the last minute.
  2. I don’t like to spend a ton of money.

Now let’s be clear on something: If you’re looking for one of those super cool blog posts that shows you how to make all the crafty, amazing stuff with $7 worth of supplies this is probably not what you’re looking for.

I’m not a crafty type of guy myself. I’m a “hit Amazon just in time for a Prime delivery” kind of guy so guess what this list is full of….awesome gifts you can find on Amazon (or other online marketplaces) that won’t leave you broke and frustrated.

Basically it’s the list I wish I could have had while buying for my own father all these years.

How We Save Money On Food Every Single Week

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For the longest time, Taylor and I struggled to control food spending. Actually, to be brutally honest, we sucked at managing this area of our budget. It felt nearly impossible for us to save money in this area.

As a matter of fact, the first month we created a budget, we realized that we had spent more on food than we had spent more on food than we had on rent the previous month.

Since that time, we’ve managed to cut our food spending back to only 5% of our budget using these few tips.

9 Keto Recipes That Save Time & Money

9 Keto Recipes That Are Cheap And Easy To Make.

I really don’t like wasting time or money.

A big part of why I don’t like going to the grocery store is because I usually find some kind of way to pull off both in under 30 minutes.

Then factor in having to actually cook the food and it created a nightmare. I would either hate the cooking part or just not cook at all and go grab something quick and unhealthy.

This is a pretty vicious cycle of doing the two things I absolutely hate doing: wasting time and wasting money.

That’s why I decided to put together a post on some awesome keto recipes that will save you both time and money.

How We Prepared For A Baby Financially

In this post, I reveal 11 simple things we did to prepare us for a baby financially.
Pregnant? Here is what you need to know about how much a baby costs, how much money to save, and how to prepare for a baby financially when starting your family.
Can you financially prepare for a baby? We share tips to help you manage and save money while pregnant. Don't let a baby keep you from living on a budget.

We’ve only been parents for three weeks now and I can already tell you babies are more expensive than people let on. However, that doesn’t mean that you can’t financially prepare for a baby.

I mean you have to buy diapers, clothes, furniture, pay for daycare, and so much more, but those are all things that can be planned for.

One of the things that really made me angry once we started sharing our debt-free story was people saying “You wouldn’t have been able to pay that debt off if you had kids.”

I’m a pretty stubborn person, so you better believe I made a mental note of those comments, and from the moment we decided to have a child, I knew I would be writing this post.

Here are 11 things we’ve done financially to get ourselves ready for our daughter, Alison.

Are These 7 Financial Mistakes Keeping You Broke?

Learn what could be keeping you broke like not creating a budget, refusing to get out of debt, and much more.
How To Stop Living Paycheck To paycheck

There was about a 4 year stretch where I felt like I made every financial mistake imaginable. I went from having a few thousands bucks saved to being $61,000 in debt all because I had no idea what I was doing with money.

Chances are if you’re reading this you’ve made your fair share of mistakes as well and want to do better.

The good news is there is hope for you. If we can turn our finances around, I’m certain anyone can.

One of the first steps in that process is realizing what mistakes you’re making. From there, you can create a plan and certain systems to keep you from making them consistently.

It’s possible for you to stop the paycheck to paycheck cycle, get out of debt, learn how to invest, hit your goals, and retire on your own terms.

Here are a few things you’re doing that are keeping you broke.

9 Date Night Ideas That Won’t Break The Bank

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Cheap and Creative Date Night Ideas For Couples To Enjoy At Home Or During A Night Out.
A list of fun and cheap date night ideas.

If you’ve been following along, you know that Taylor and I paid off $61,000 worth of debt in only 16 months. 

We were newlyweds at the time so we definitely wanted to have our time to connect, but we were also on a very strict budget. This made us come up with some pretty creative date night ideas.

Truthfully speaking, some of these dates were way better than the super expensive dinners we used to go on.

Fast forward a few years later and our net worth has grown by well into the six figures, but we still enjoy these frugal date night ideas over the fancy ones.

Here are some of our favorite date nights we’ve done.

7 Tips For Managing Money As Newlyweds

Tired of the money fights in your marriage? Check out these tips to help relieve the tension married couples face when talking about money, creating a budget, paying off debt, and saving money. Get on the same page as your spouse today!
7 Things Newlyweds Can Do To Manage Money Better
7 Things Newlyweds Can Do To Manage Money Better

Marriage comes with a lot of change. Managing money with another person can present challenges that neither of you even knew were possible.

When we were first married, neither of us really knew what we were doing when it came to managing money. Now, almost 4 years later, we’ve grown our net worth by well over 6 figures and we’re on track for early retirement.

With that said, it’s important to be unified around common goals and have some idea of where you’d like to be financially.

Here are a few things I wish someone had shared with us before or shortly after we tied the knot.