How We Prepared For A Baby Financially

In this post, I reveal 11 simple things we did to prepare us for a baby financially.
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We’ve only been parents for three weeks now and I can already tell you babies are more expensive than people let on. However, that doesn’t mean that you can’t financially prepare for a baby.

I mean you have to buy diapers, clothes, furniture, pay for daycare, and so much more, but those are all things that can be planned for.

One of the things that really made me angry once we started sharing our debt-free story was people saying “You wouldn’t have been able to pay that debt off if you had kids.”

I’m a pretty stubborn person, so you better believe I made a mental note of those comments, and from the moment we decided to have a child, I knew I would be writing this post.

Here are 11 things we’ve done financially to get ourselves ready for our daughter, Alison.

Are These 7 Financial Mistakes Keeping You Broke?

Learn what could be keeping you broke like not creating a budget, refusing to get out of debt, and much more.
How To Stop Living Paycheck To paycheck

There was about a 4 year stretch where I felt like I made every financial mistake imaginable. I went from having a few thousands bucks saved to being $61,000 in debt all because I had no idea what I was doing with money.

Chances are if you’re reading this you’ve made your fair share of mistakes as well and want to do better.

The good news is there is hope for you. If we can turn our finances around, I’m certain anyone can.

One of the first steps in that process is realizing what mistakes you’re making. From there, you can create a plan and certain systems to keep you from making them consistently.

It’s possible for you to stop the paycheck to paycheck cycle, get out of debt, learn how to invest, hit your goals, and retire on your own terms.

Here are a few things you’re doing that are keeping you broke.

9 Date Night Ideas That Won’t Break The Bank

Romantic | Budget-Friendly | Date Night Ideas For Teens | Creative Date Night Ideas | Cheap Date Night Ideas | Married Date NIght Ideas | Date Night At Home |
Cheap and Creative Date Night Ideas For Couples To Enjoy At Home Or During A Night Out.
A list of fun and cheap date night ideas.

If you’ve been following along, you know that Taylor and I paid off $61,000 worth of debt in only 16 months. 

We were newlyweds at the time so we definitely wanted to have our time to connect, but we were also on a very strict budget. This made us come up with some pretty creative date night ideas.

Truthfully speaking, some of these dates were way better than the super expensive dinners we used to go on.

Fast forward a few years later and our net worth has grown by well into the six figures, but we still enjoy these frugal date night ideas over the fancy ones.

Here are some of our favorite date nights we’ve done.

7 Tips For Managing Money As Newlyweds

Tired of the money fights in your marriage? Check out these tips to help relieve the tension married couples face when talking about money, creating a budget, paying off debt, and saving money. Get on the same page as your spouse today!
7 Things Newlyweds Can Do To Manage Money Better
7 Things Newlyweds Can Do To Manage Money Better

Marriage comes with a lot of change. Managing money with another person can present challenges that neither of you even knew were possible.

When we were first married, neither of us really knew what we were doing when it came to managing money. Now, almost 4 years later, we’ve grown our net worth by well over 6 figures and we’re on track for early retirement.

With that said, it’s important to be unified around common goals and have some idea of where you’d like to be financially.

Here are a few things I wish someone had shared with us before or shortly after we tied the knot.