30 Money Goals To Hit Before 30

30 FINANCIAL GOALS YOU NEED TO MAKE SURE YOUHIT BEFORE TURNING 30

So as I go into the last month of my 20’s, I’ve spent a lot of time reflecting on some of the choices I made during the last decade. I made a lot of financial mistakes like: Going into credit card debt Overdrafting my account more than I can remember Financing a brand new car […]

7 Simple Things We Gave Up To Become Debt Free

Learn the secrets that helped us when paying off our debt in this latest post.

Paying off our debt was definitely one of the toughest challenges we’ve faced. Don’t get me wrong- I’m extremely grateful that we did it and I don’t regret the process at all. But I’d be lying if I said there weren’t times I questioned whether it was worth it or not. (It is)

Debt Snowball or Debt Avalanche. Which is Better?

Debt Snowball vs Debt Avalanche. Which One Is Better?

  If you’re trying to pay off your debt fast, you may have come across two different gangs. One believes in the debt snowball and the other believes in the debt avalanche. Personally, I think anything that gets you to pay off debt fast is a win. It doesn’t matter if you’re paying off credit […]

3 Rules That Keep Us From Doing Dumb Stuff With Money

Financial Principles that keep you on budget every month.

Every day, we are faced with making financial decisions that will either help us reach our goals or push us away from our goals. These decisions are sometimes small ones that add up over time like “Should I bring my lunch or go out with co-workers today?” or “Should I hire someone for yard work […]

Our 2018 Financial Recap

Check out our 2018 Financial Recap

Coming into 2018 we knew it would be a big year for us. I mean, Taylor was pregnant so there was that, but it just had this feel like something big was gonna happen. Like all of the work we’ve been putting in over the last few years was about to pay off. And while […]

Why We Don’t Use Cash Envelopes

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So if you’ve been on a few other personal finance blogs, you may have noticed that a lot of folks use cash envelopes to track their spending and stay on course with their budget. For those who don’t know, the cash envelope system is when you allocate a certain amount to spend for a particular […]

13 Items People Buy That Are A Waste of Money

buyer's remorse

It can be so easy to get caught in the moment and buy a bunch of stuff you don’t need. These purchases can be fueled by a struggle to tell ourselves and others no or even a struggle to keep up a false image of success. At the end of the day, we’re still responsible […]

13 Personal Finance Rules You Need To Start Following

Personal Finance rules you must follow to be successful

I’ll be honest: my skills in the area of personal finance were terrible until I was about 25 years old. I’m not ashamed to admit that I learned best practices by failing and then learning from my mistakes. But see that’s the beauty of personal finance: it’s never too late to start turning things around. […]

How To Get Your Spouse On Board With Your Financial Plan

If you’re reading this, that means something has already clicked for you. Maybe it was a debt collector calling, a growing frustration over your lack of money, or even just fear of the future. It doesn’t matter what was the final straw for you. What matters is that you’re finally ready to do something about […]

8 Simple Ways To Multiply Your Net Worth

8 Simple Tips To Help You Grow Your Net Worth

Your net worth is the value of what you own minus whatever you owe. When Taylor and I got married in October of 2014, we had over $61,000 worth of debt and only a few thousand dollars saved. This meant that our net worth was negative. Thankfully, we both agreed to a smaller wedding and […]